Disclaimer

Effective Date: September 3, 2025

The information provided on Compound Choices (“we,” “us,” “our,” or the “Site”) is for general educational and informational purposes only. Nothing on this website constitutes professional advice. By using this Site, you agree to this Disclaimer in full. If you do not agree, please stop using the Site immediately.

No Professional Relationship

Your use of this Site does not create a doctor-patient, therapist-client, attorney-client, accountant-client, fiduciary, or investment-adviser-client relationship. Communication with us through the Site, email, comments, or social platforms does not create a confidential or professional relationship and must not be relied upon for urgent or emergency needs.

Medical and Mental Health Information

All health-related content on this Site is general information for education only. It is not medical advice, diagnosis, treatment, psychotherapy, or counseling. The Site is not a telehealth or crisis service and is not monitored for emergencies. Always seek the advice of your physician, licensed therapist, or other qualified provider with questions about a medical or mental-health condition. Never disregard professional advice or delay seeking it because of something you read here.

Financial Information and Risk

All financial and investing content is general education only. We are not a registered investment adviser, broker-dealer, or tax advisor. We do not provide individualized financial, investment, or tax advice. Financial decisions involve risk, including possible loss of principal. Examples and scenarios are illustrative and may not apply to your circumstances. We do not guarantee outcomes or results.

Advertiser and Affiliate Disclosure

This Site may contain affiliate links and advertising. If you click a link or view an ad and later take an action, we may receive compensation. Compensation may influence where offers appear, but it does not influence our opinions or the information we choose to publish. Disclosures related to any material connections will be clear and conspicuous in accordance with U.S. Federal Trade Commission guidance. See our Privacy Policy for details about cookies and tracking.

Tools and Calculators

Any calculators or tools on this Site provide estimates for educational purposes only. Outputs depend on user inputs and underlying assumptions and may not reflect real-world results. We do not guarantee accuracy, completeness, timeliness, or suitability of any outputs. Always verify results with a qualified professional before acting.

Testimonials and Results

User stories or testimonials describe individual experiences. Outcomes vary and are not guaranteed. If an endorsement implies a result, we will disclose what results consumers can generally expect when such information is available, consistent with Federal Trade Commission Endorsement Guides.

User Content and Moderation

If comments or community features are enabled, users are solely responsible for their posts. We may remove content for any reason. We do not pre-screen all submissions and do not monitor or respond to messages for emergencies or urgent care. Do not post protected health information or sensitive personal data.

Timeliness and Accuracy

Content is provided “as is” and “as available.” We make no promises regarding accuracy, completeness, or currentness and may update or remove content without notice. You are responsible for verifying information before relying on it.

Crisis Resources and Emergency Contacts

  • United States: Call or text 988 for the Suicide and Crisis Lifeline, or dial 911 for emergencies.
  • Japan: Dial 119 for ambulance services. If unsure whether to call an ambulance, dial #7119 for medical advice. For confidential emotional support in English, contact TELL Lifeline at 0800-300-8355 or visit telljp.com for chat hours.
  • European Union: Dial 112 for emergencies. For country-specific hotlines, see findahelpline.com.

This Site does not provide crisis services. If you are in danger or in crisis, please use the numbers above or seek immediate help in your local area.