Terms of Use

Effective Date: September 3, 2025

Welcome to Compound Choices (“we,” “us,” or “our”). By accessing or using our website https://compoundchoices.com (the “Site”), you agree to be bound by these Terms of Use (“Terms”). If you do not agree, please do not use the Site.

Purpose of the Site

Compound Choices provides general educational and informational content related to personal finance, mental health, and personal growth. The Site is intended to inspire, inform, and encourage reflection, but it is not professional advice.

No Financial Advice: Nothing on the Site constitutes financial, investment, or tax advice. You should consult a licensed financial professional before making financial decisions.
No Medical or Mental Health Advice: Nothing on the Site constitutes medical, psychiatric, or psychological advice. You should consult a qualified health professional before making decisions about your mental health or treatment.
No Legal Advice: Nothing on the Site constitutes legal advice. For legal matters, consult a licensed attorney.

You agree that your use of the Site and reliance on any information provided is at your own risk.

Eligibility

By using the Site, you represent that you are at least 13 years old, or the minimum legal age required in your jurisdiction to use websites like this without parental consent. If you are under 18, you should only use the Site with permission of a parent or guardian.

Acceptable Use

You agree not to use the Site in any way that:

Violates any applicable law or regulation
Infringes upon the rights of others, including intellectual property rights
Distributes harmful software, spam, or malicious code
Harasses, abuses, or threatens others
Interferes with or disrupts the security, integrity, or performance of the Site

We reserve the right to suspend or terminate access if these rules are violated.

Intellectual Property

All content on the Site, including text, graphics, images, tools, design, and layout, is owned by or licensed to Compound Choices and is protected by intellectual property laws.

You may view, download, or print content for personal, non-commercial use only.
You may not reproduce, distribute, modify, or create derivative works without prior written permission.
Trademarks, logos, and branding remain the property of their respective owners.

Advertising, Cookies, and Affiliate Links

Advertising and Cookies: The Site uses cookies and analytics tools to improve functionality and measure performance. In the future, we may display ads served by third-party ad networks. These networks may use cookies or similar technologies to deliver targeted advertising.
Affiliate Links: Some links on the Site may be affiliate links, meaning we may earn a commission if you make a purchase through those links. This comes at no additional cost to you.

We do not endorse or take responsibility for the products, services, or practices of third-party advertisers or affiliates.

Third-Party Content and Links

The Site may contain links to third-party websites, services, or content. These are provided for convenience and information only. We are not responsible for the availability, accuracy, or practices of third parties, and your use of them is at your own risk.

Disclaimer of Warranties

The Site and its content are provided on an “as is” and “as available” basis without warranties of any kind.

We do not warrant that the Site will be uninterrupted, secure, or error-free.
We do not guarantee the accuracy, reliability, or completeness of content.
We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the fullest extent permitted by law:

We are not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site.
Our total liability for any claim relating to the Site will not exceed the greater of (a) the amount you paid, if any, to access the Site, or (b) fifty U.S. dollars (USD $50).

Indemnification

You agree to indemnify and hold harmless Compound Choices and its affiliates, officers, employees, and agents from any claims, damages, liabilities, or expenses (including reasonable legal fees) arising out of your use of the Site, violation of these Terms, or infringement of third-party rights.

Termination

We reserve the right to suspend or terminate your access to the Site at our sole discretion, without notice, for conduct that violates these Terms or is otherwise harmful to us, our users, or third parties.

Governing Law

These Terms are governed by the laws of Japan, without regard to its conflict of law principles. If you are a resident of the United States, you may also have rights under applicable state laws, including the California Consumer Privacy Act (CCPA).

Changes to These Terms

We may update these Terms of Use at any time. Updates will be posted on this page with a revised “Effective Date.” By continuing to use the Site after changes are posted, you accept the updated Terms.

Severability

If any provision of these Terms is held invalid or unenforceable, the remaining provisions will remain in full force and effect.

Entire Agreement

These Terms constitute the entire agreement between you and Compound Choices regarding your use of the Site, superseding any prior agreements or understandings.

Contact Us

If you have questions about these Terms, please contact us:

Email: [email protected]
Website: https://compoundchoices.com